The wonderful wait for the lender!

Alright.. you have found the home that's just perfect for you, haggled on the price and terms to get an accepted offer, gone through rigorous inspections and negotiated repairs, got all YOUR ducks in a row, and now you WAIT!  Wait for the lender.. and wait.. and wait.  A a real estate professional I can recommend lenders I have had great experiences with during transactions with past clients and of course you can choose your own lender as some do that are friends, family, or referred by an acquaintance.  Lately it appears with all the great rates the lender are overwhelmed with refinances.  Depending on your choice of lenders some may put you on the back burner (I call this procrastination) while they push through as many refi's as they can to make quick money.  All while you wait and think they are working diligently on your file, but they are not.  Two experiences locally with Louisville KY real estate purchase come with US Bank and Fifth Third.  I've heard every excuse in the book in the last few weeks.  It's excuse after excuse.  It boils down to you are being put off.  Not all lenders do this so it can be wise to listen to your agent when they recommend a lender or three... there is a reason we have short lists of people to recommend.